Welcome to the world of decentralized finance and blockchain innovation through NEAR Mobile, a powerful gateway to the NEAR ecosystem. Whether you're new to cryptocurrency or expanding your digital asset management toolkit, this comprehensive guide will walk you through everything you need to know about setting up and using the NEAR Mobile app—securely and efficiently.
Designed with simplicity and security in mind, NEAR Mobile is a non-custodial wallet that gives you full control over your crypto assets on the NEAR Blockchain. From creating your first wallet to staking tokens, buying NEAR, and connecting to decentralized applications (dApps), this guide covers all essential functions in clear, actionable steps.
Create Your NEAR Wallet
To begin your journey, download the NEAR Mobile app and tap "Create wallet". The app will guide you through an intuitive onboarding process.
You’ll view a few introductory slides—swipe left twice to proceed—then select "Generate mnemonic". At this stage, the app generates a 12-word recovery phrase, also known as a seed phrase. This phrase is the master key to your wallet and must be stored securely offline.
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Carefully write down each word in the exact order displayed. After recording it, you'll be prompted to verify the phrase by selecting the words in sequence. Once confirmed, set a secure 6-digit PIN for daily access.
Congratulations—you now have a self-custody NEAR wallet with full control over your assets.
How to Import a Second Account in NEAR Mobile
If you already own a NEAR wallet or want to manage multiple accounts, NEAR Mobile supports seamless import functionality.
Go to the Wallet tab, swipe left, and tap "Create your account". Choose "Import with mnemonic", then enter your 12-word recovery phrase (separated by spaces). Tap "Import wallet" to complete the process.
Alternatively, advanced users can import using a private key: select "Import with private key", input your key carefully, and confirm. Each imported account appears under your wallet list for easy switching.
This multi-account feature makes NEAR Mobile ideal for managing personal, investment, or project-specific wallets—all within one secure interface.
Stake NEAR Tokens and Earn Rewards
One of the most powerful features of the NEAR ecosystem is staking. By staking your NEAR tokens, you help secure the network and earn passive income in return.
Navigate to the Staking tab, tap "Stake my tokens", and enter the amount you wish to stake. Select a validator—NEAR’s consensus mechanism relies on community-run validators—review fees and performance metrics, then confirm the transaction.
Your staked tokens begin earning rewards immediately, typically distributed daily.
How to Unstake Your NEAR Tokens
Need liquidity? You can unstake at any time. In the Staking tab, tap "Unstake", choose the validator, enter the amount, and confirm. Note that unstaked tokens enter a release period (usually 2–3 days) before becoming available for transfer or withdrawal.
This unbonding period ensures network stability but is relatively short compared to other blockchains.
Staking not only generates yield but also strengthens decentralization—making it a win-win for users and the ecosystem.
Buy NEAR Directly in the App
Getting your hands on NEAR tokens has never been easier. With built-in fiat-to-crypto onboarding via Transak, you can purchase NEAR directly within the app using credit/debit cards or bank transfers.
Go to the Wallet tab and tap "Buy". Enter the amount of NEAR you’d like to purchase, choose your preferred payment method (USD, EUR, etc.), review fees and exchange rates, then tap "Buy NEAR".
You’ll be redirected to Transak’s secure checkout page where you’ll complete KYC verification if required. After confirming your identity and payment details, the purchased NEAR tokens appear in your wallet within minutes.
This seamless integration lowers entry barriers for newcomers and allows global users to join the NEAR ecosystem without leaving the app.
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Explore Web3 with the Signer App Integration
NEAR Mobile now features deeper integration with the Signer app, enhancing your Web3 experience across wallets, dApps, and NFTs.
Powered by near/wallet-selector, this upgrade enables smooth interaction with decentralized applications while maintaining top-tier security. You can:
- Buy and store NEAR tokens
- Send and receive payments
- Stake for rewards
- Explore NFT marketplaces
- Interact with DeFi protocols
All actions are signed locally on your device—your private keys never leave your phone.
The Signer integration transforms NEAR Mobile into a full-fledged Web3 portal, giving you autonomy and ease as you navigate the decentralized internet.
Connect Your Wallet to dApps
Interacting with dApps is a core part of the Web3 experience. In NEAR Mobile, connecting to decentralized applications is fast, secure, and user-friendly.
Open the dApps tab, browse available applications, or search for a specific one. Tap on a dApp (like Paras for NFTs or Ref Finance for DeFi), then click "Connect wallet".
A prompt appears—choose NEAR Mobile as your wallet provider. Then, either:
- Tap "Sign transaction" in the app, or
- Scan the QR code shown on the dApp’s website using NEAR Mobile’s “Review request” screen
Review all transaction details carefully before sliding to approve. Your approval authorizes only the requested action—not full wallet access.
To manage permissions later, go to the dApps tab, view active connections, and swipe left to disconnect any app. For added security, revoke access in Settings for dApps not currently listed.
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Manage dApp Connections Efficiently
The dApps page displays real-time connection status for every integrated application. A green indicator means connected; gray means inactive.
Tap any dApp name to revisit it or initiate new interactions. Disconnect anytime by swiping left and confirming disconnection.
This level of control empowers users to maintain privacy and minimize exposure to potential risks—especially important as Web3 adoption grows.
Frequently Asked Questions (FAQ)
How do I recover my NEAR wallet if I lose my phone?
Use your 12-word recovery phrase to restore your wallet on any device. Open NEAR Mobile, select “Import wallet,” enter your mnemonic, and set a new PIN. All funds and account data will reappear.
Is NEAR Mobile safe to use?
Yes. As a non-custodial wallet, only you control your private keys. The app uses local encryption and requires biometric or PIN authentication for every transaction—ensuring robust protection against unauthorized access.
Can I use NEAR Mobile without staking?
Absolutely. Staking is optional. You can use NEAR Mobile solely for storing, sending, receiving tokens, or exploring dApps without participating in staking.
Why does unstaking take time?
Unstaking involves an unbonding period (typically 2–3 days) to maintain network security. This delay prevents sudden validator withdrawals that could destabilize consensus.
Does NEAR Mobile support NFTs?
Yes! With integrated NFT exploration features via the Signer app, you can view, send, and interact with NFTs directly from your wallet.
Can I connect multiple wallets in one session?
While NEAR Mobile manages multiple accounts internally, it connects one account at a time to dApps. You can switch between accounts manually when needed.
Final Thoughts
NEAR Mobile is more than just a crypto wallet—it’s your personal portal to the decentralized future. With features like secure self-custody, easy staking, direct fiat purchases, and seamless dApp integration, it lowers technical barriers while maximizing functionality.
Whether you're diving into DeFi, collecting NFTs, or simply holding digital assets, NEAR Mobile offers a smooth, secure, and scalable solution tailored for modern Web3 users.
As blockchain technology evolves, tools like NEAR Mobile ensure that everyone—from beginners to experts—can participate with confidence.
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