Choosing the right virtual currency account is a crucial first step for anyone looking to invest in digital assets like Bitcoin (BTC), Ethereum (ETH), and other cryptocurrencies. With increasing regulatory clarity in Hong Kong and the rise of licensed exchanges, investors now have access to secure, compliant platforms that support seamless trading, low fees, and robust security features.
This comprehensive guide compares top-tier, SFC-licensed crypto exchanges in Hong Kong, helping you make an informed decision based on fees, supported assets, user experience, and exclusive benefits.
Top 5 SFC-Licensed Virtual Asset Trading Platforms in Hong Kong
The following platforms are officially licensed by the Hong Kong Securities and Futures Commission (SFC), ensuring compliance with anti-money laundering (AML) regulations and investor protection standards. Each offers unique advantages for both retail and professional traders.
1. OSL Exchange – Secure & Regulated Institutional-Grade Platform
OSL stands out as Hong Kong’s only listed and licensed digital asset exchange, operating under strict regulatory oversight. It holds SFC Type 1 (Dealing in Securities) and Type 7 (Automated Trading Services) licenses, as well as a virtual asset platform license under the Anti-Money Laundering Ordinance (AMLO).
Key Features:
- 0% trading fees on fast trades (minimum HK$1 investment)
- Supports BTC, ETH, USDT, and over 10 additional tokens for professional investors
- Fiat on/off-ramp in HKD and USD
- Up to **$900 worth of Bitcoin rewards** for new users who deposit HK$10,000+ and complete two transactions
- Industry-leading $1 billion insurance coverage for digital assets
Security & Compliance:
- Regular audits by Big Four accounting firms
- Cold wallet storage with multi-signature technology
- KYC/AML-compliant onboarding process
👉 Discover how to start trading securely on a top-tier exchange today.
How to Open an OSL Account (5–10 Minutes):
- Click “Apply Now” and enter your email
- Complete identity verification (ID/passport, proof of address)
- Pass risk assessment questionnaire
- Submit financial and asset information
- Wait 1–3 business days for approval
Ideal for investors seeking a highly secure, transparent platform with strong institutional backing.
2. Futu Securities (Futubull) – All-in-One Investment App with Crypto Access
Futu combines traditional stock trading with cryptocurrency investments through its popular Futubull app. Licensed and regulated, it supports fiat deposits and offers a smooth user experience across港股, 美股, ETFs, options, and crypto.
Why Choose Futu?
- Lifetime $0 commission on Hong Kong stocks
- 24/5 U.S. stock trading, including pre-market and after-hours sessions
- Supports BTC and ETH trading with zero platform fees during promotional periods
- Free Level 2 market data for U.S. equities
- Integrated Cash Plus cash management tool offering up to 5% annual yield on idle funds
Exclusive Welcome Rewards:
- Deposit HK$80,000+ and maintain balance for 60 days: Choose from **Dyson Hot+Cool fan**, **Marshall speaker**, or **HK$2,000 cash voucher**
- Deposit HK$10,000+: Get **HK$1,000 Trip.com e-voucher** or equivalent reward
Perfect for multi-asset investors who want a unified interface for stocks and crypto.
3. HashKey Exchange – Leading Licensed Crypto Platform in Asia
As one of the first SFC-licensed virtual asset exchanges in Hong Kong, HashKey has built a reputation for compliance, security, and innovation. It’s part of the HashKey Group and holds ISO 27001 and ISO 27701 certifications for information security and privacy.
Platform Advantages:
- Supports BTC, ETH, AVAX, LINK for retail users; more coins available for professional investors
- Direct HKD/USD deposits and withdrawals via major banks
- Cold wallet insurance: 100% hot wallet + at least 50% cold wallet coverage
- Over HK$600 billion in total trading volume (as of Q1 2025), ranking among the top global exchanges
New User Incentives:
- Deposit HK$10,000+ and hold for 3 days: Receive **HK$600 Apple Store gift card** or equivalent
- Additional HSK token rewards based on activity (HSK ≈ $0.6 USD each)
HashKey is ideal for those prioritizing regulatory compliance and long-term trustworthiness.
4. Tiger Brokers – Feature-Rich Platform with Crypto Integration
Tiger Brokers offers a dynamic mobile-first experience with advanced tools like AI-powered analysis (TigerGPT), social trading features, and flexible payment options.
Standout Features:
- Trade Bitcoin and Ethereum with zero commission during promotions
- Invest in U.S. stocks from $1 per share (fractional shares)
- Monthly installment plans for blue-chip U.S. and Hong Kong stocks
- Free real-time quotes (L1/L2) and professional-grade charting tools
Welcome Bonuses:
- Deposit HK$10,000+ without holding requirement: Get **Braun air fryer** or **HK$500 voucher**
- Maintain HK$10,000+ daily average balance for 60 days: Claim Marshall Bluetooth speaker
- High-tier depositors (HK$100,000+) can win Dyson Zone noise-canceling headphones
Best suited for active traders who value speed, innovation, and community-driven insights.
5. Interactive Brokers (IBKR) – Global Access with Low-Cost Trading
While not primarily a crypto-focused platform, IBKR supports BTC and ETH trading alongside thousands of global financial instruments. Known for transparency and low fees, it’s a favorite among sophisticated investors.
Key Benefits:
- Access to 33 countries, 150 markets, and 27 currencies
- Low-margin interest rates starting at 4.8% USD / 6.3% HKD
- Supports fractional share trading and overnight U.S. ETF trading
- No minimum account balance requirement
Though less focused on crypto rewards, IBKR excels in cost efficiency and diversification potential.
Frequently Asked Questions (FAQ)
What is a virtual currency account?
A virtual currency account allows you to buy, sell, store, and manage digital assets like Bitcoin and Ethereum. These accounts are provided by licensed exchanges that ensure security, compliance, and easy access to trading markets.
How do I choose the best crypto trading platform?
Consider these factors:
- Regulatory status (prefer SFC-licensed platforms)
- Supported cryptocurrencies
- Fee structure (trading, withdrawal, platform fees)
- Security measures (2FA, cold storage, insurance)
- User interface and customer support
Is Bitcoin ETF different from owning actual Bitcoin?
Yes. A Bitcoin ETF lets you gain exposure to Bitcoin’s price movement without holding the actual asset. You trade it like a stock on traditional exchanges. Owning real Bitcoin gives you full control over private keys and direct ownership but requires secure self-custody practices.
Which platforms offer HKD deposits for crypto purchases?
OSL, HashKey Exchange, Futu Securities, and Tiger Brokers all support direct HKD deposits, making it easy to start investing without converting currencies.
Are there any hidden fees when trading crypto?
Always review the full fee schedule. While many platforms advertise "zero commission," they may charge spread markups or network fees. Check official fee pages for complete transparency.
👉 Compare real-time trading costs and unlock exclusive sign-up benefits now.
Final Thoughts: Start Smart in 2025
The virtual asset landscape in Hong Kong is evolving rapidly, with licensed platforms offering safer and more accessible ways to invest in Bitcoin, Ethereum, and other digital currencies. Whether you're a beginner or an experienced trader, choosing a compliant exchange with strong security, competitive fees, and valuable incentives is key.
Before investing, assess your risk tolerance and financial goals. Use trusted comparison tools to evaluate platforms side-by-side—and take advantage of limited-time promotions to maximize your entry value.
👉 Begin your crypto journey on a secure, high-performance platform trusted worldwide.
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