The world of digital finance is evolving rapidly, and Crypto.com is positioning itself at the forefront of this transformation. The company has announced an ambitious expansion into traditional financial services, introducing new offerings in banking access, credit cards, and stock trading—all unified under a single, powerful rewards ecosystem called Level Up. This move marks a significant step toward bridging the gap between crypto and mainstream finance.
With Level Up, Crypto.com isn't just enhancing its product suite—it's redefining how users interact with their money across multiple financial domains. By integrating rewards across crypto, stocks, banking, and credit, the platform aims to deliver a seamless, high-value experience for its global user base.
Introducing Level Up: A Unified Rewards Ecosystem
At the heart of Crypto.com’s latest evolution is Level Up, a dynamic rewards program designed to offer escalating benefits based on user engagement. Unlike static reward tiers, Level Up introduces a progressive structure that grows more valuable as users expand their use of Crypto.com’s services.
This new system builds on the foundation of Crypto.com’s existing Rewards+ program but goes much further—integrating future financial products into one cohesive experience. Whether you're trading crypto, saving cash, investing in equities, or using a credit card, every action can now contribute to richer rewards.
Key benefits under Level Up include:
- Up to 3% bonus on stock deposit transfers
- 7.5% annual rewards on idle cash balances (for the first year; adjusted thereafter)
- Up to 8% uncapped rewards on Crypto.com Card spending (5% after the first year)
- Priority customer support and exclusive lifestyle experiences through partnerships with sports and entertainment brands
👉 Discover how Level Up can maximize your financial rewards today.
These incentives are designed not only to attract new users but also to deepen engagement among existing ones. As Crypto.com rolls out additional services, the scope of Level Up will continue to expand—ensuring long-term value for participants.
Expanding Into Traditional Finance: Stocks, Banking & Credit
Crypto.com’s vision extends far beyond cryptocurrency. The company is strategically entering core areas of traditional finance, making it easier than ever for users to manage all aspects of their financial lives in one app.
Stock Trading Through Foris Capital US LLC
Soon, users will be able to trade stocks and equity options directly through Foris Capital US LLC, a fully regulated SEC-registered broker-dealer and member of FINRA and SIPC. This integration allows U.S. customers to access commission-free trading for securities, enabling them to diversify portfolios alongside their crypto holdings.
With features like hedging strategies and return amplification tools, Foris Capital enhances the investment experience—offering both novice and experienced traders a powerful platform within the familiar Crypto.com interface.
Next-Gen Banking Through Global Partners
In collaboration with leading international banks, Crypto.com is launching next-generation personal banking accounts. These accounts will provide:
- High-yield interest on idle balances
- Instant peer-to-peer transfers globally
- No hidden fees
- Full integration with other Crypto.com services
While availability will depend on jurisdiction (not currently available in Canada), these banking solutions aim to deliver transparency, speed, and convenience—all from an intuitive mobile app.
A Groundbreaking Credit Card on the Horizon
Already home to one of the most popular prepaid crypto cards, Crypto.com is now preparing to launch a full-fledged credit card. Issued by an authorized financial institution, this card will maximize rewards for everyday spending—further deepening the utility of the Level Up program.
Although specific launch dates and eligibility criteria will be shared in the coming weeks, early signals suggest this product will set a new benchmark in rewards-based consumer finance.
👉 See how integrated financial services are reshaping digital wealth management.
A Strategic Shift Back to Core Values
Kris Marszalek, CEO of Crypto.com, emphasized that this expansion represents a return to the company’s roots—not just as a brand known for high-profile sponsorships like the Crypto.com Arena, but as a platform built on superior products and unmatched rewards.
“While our marketing campaigns raised awareness, it was always our product excellence and generous rewards that earned user loyalty,” said Marszalek. “Level Up is a reaffirmation of that promise.”
Eric Anziani, President and COO, echoed this sentiment, highlighting the importance of security, compliance, and global licensing in enabling these new ventures. With regulatory approvals already secured in multiple jurisdictions, including recent acquisitions of regulated financial entities, Crypto.com is well-positioned for sustainable growth.
What This Means for Users
For consumers, this expansion means greater convenience and higher returns across financial activities. Instead of juggling separate apps for banking, investing, and payments, users can now consolidate these functions within a single ecosystem—earning rewards at every step.
Existing cardholders who applied before November 6, 2024, will retain their current benefits. However, starting December 5, 2024, the legacy Rewards+ structure will be phased out in favor of Level Up for new participants.
To qualify for Level Up, users must lock up CRO tokens—a mechanism that aligns long-term user commitment with platform growth.
Frequently Asked Questions
Q: What is Level Up?
A: Level Up is Crypto.com’s new progressive rewards program that unifies benefits across crypto, stocks, banking, and credit services. It offers escalating rewards based on user activity and engagement.
Q: When will the new credit card launch?
A: Official launch details will be announced in the coming weeks. The card will be issued by an authorized financial institution and subject to jurisdictional availability.
Q: Can I still use my existing Crypto.com Visa Card benefits?
A: Yes. Cardholders who applied before November 6, 2024, will keep their current benefits. Changes only affect new participants after December 5, 2024.
Q: Are stock trading services available worldwide?
A: No. Securities are offered by Foris Capital US LLC and currently available only to U.S. persons. Other regions may see expansions in the future.
Q: Do I need to lock up CRO to join Level Up?
A: Yes. Level Up membership requires locking up CRO tokens. The amount depends on the desired reward tier.
Q: Is banking access available in Canada?
A: No. Banking services through partner institutions are not available in Canada due to regulatory restrictions.
👉 Learn how you can start earning more with next-gen financial tools.
The Future of Integrated Finance
Crypto.com’s expansion into stocks, banking, and credit—powered by Level Up—signals a broader trend: the convergence of digital and traditional finance. As boundaries blur between asset classes and financial services, platforms that offer unified, rewarding experiences will lead the next wave of adoption.
With strong compliance foundations, strategic acquisitions, and a relentless focus on user value, Crypto.com is not just adapting to change—it's driving it.
Whether you're an investor, saver, or everyday spender, the future of finance is becoming simpler, smarter, and more rewarding—all in one app.