Managing your finances in the digital age requires flexibility, speed, and reliability—especially when moving funds between traditional banking systems and crypto platforms. We’re excited to announce significant improvements to our Fiat Wallet services, designed to enhance your experience with higher deposit and withdrawal limits and lower minimum transfer amounts for select currencies.
These updates empower users with greater control over their funds, whether you're making everyday transactions or larger financial moves. Below, we break down the updated limits by currency and payment channel, explain what’s changed, and help you understand how these updates benefit your financial strategy.
Enhanced Deposit Limits Across Major Currencies
Greater access to your wallet starts with improved deposit capabilities. The updated thresholds support both small-scale investors and high-volume traders, ensuring seamless onboarding of fiat currency into your digital ecosystem.
USD Deposits
- ACH Push: Minimum deposit lowered to $20**, with a daily limit of **$100,000 (or 5 transactions), and a monthly cap of $1 million (or 30 transactions).
- Wire Transfer: Ideal for larger inflows, wire deposits start at $1,000**, with a daily limit of **$1 million and a massive monthly allowance of $10 million.
- ACH Pull: Also begins at $20**, allowing up to **$50,000 daily and $50,000 monthly.
👉 Discover how fast and secure fiat onboarding can supercharge your crypto journey.
USDC via SWIFT
Global transfers just got easier. Depositing USDC through the SWIFT network now allows:
- Minimum: $100
- Daily: $1 million
- Monthly: $10 million
This is ideal for international users seeking stablecoin integration with high-volume capacity.
Regional Currency Support
Local payment rails are now more powerful than ever:
- GBP (Faster Payments Service - FPS): No minimum deposit; single transaction limit of £250,000, with no monthly cap.
- EUR (SEPA SCT): Transactions up to €1 million per transfer, no monthly restrictions—perfect for European users.
- SGD (StraitsX Wallet): Transaction limit of XSGD 5,000, annual limit of XSGD 30,000.
AUD (NPP & BPAY):
- NPP: Minimum $20**, daily limit **$1 million
- BPAY: Minimum $20**, daily limit **$10,000, monthly $300,000
- CAD (Interac e-Transfer): Start at $20**, up to **$25,000 daily, and $1 million monthly.
- BRL (TED/DOC/PIX/CMP): Minimum R$100**, monthly limit of **R$1 million.
All changes were effective from January 11, 2022, ensuring long-term stability and scalability.
Improved Withdrawal Capabilities
Withdrawing funds is just as important as depositing them. The updated withdrawal limits reflect a commitment to faster liquidity and better user autonomy.
USD & USDC Withdrawals
- ACH Push (USD): Minimum withdrawal of $100**, daily limit **$100,000, monthly $500,000
- SWIFT (USDC): Minimum $500**, daily **$500,000, monthly up to $2 million
These thresholds support both retail and institutional-level off-ramping needs.
International Withdrawal Limits
- GBP (FPS): Minimum £70, daily £100,000, monthly £500,000
- EUR (SEPA SCT): Minimum €80, daily and monthly limits aligned at €100,000 and €500,000 respectively
- SGD (StraitsX): Daily limit of XSGD 20,000, monthly equivalent to $500,000 USD
- AUD (NPP): Minimum $100**, daily **$200,000, monthly $1 million
- CAD (Interac e-Transfer): Minimum $100**, daily **$25,000, monthly $775,000
- BRL (TED/PIX/CMP): Minimum R$100**, monthly limit of **R$500,000
These adjustments ensure that users across regions can efficiently manage fund exits without unnecessary delays or restrictions.
Frequently Asked Questions
Why were the fiat wallet limits increased?
The increase reflects growing user demand for higher transaction volumes and smoother integration between traditional banking and digital asset platforms. It supports both casual users and active traders who require scalable financial tools.
Are there any fees associated with these transactions?
Transaction fees vary by payment method and region. While some channels like ACH Push may offer zero fees under certain conditions, others such as wire transfers or SWIFT may incur nominal charges. Always review your transaction summary before confirming.
Do these limits apply to all account types?
Limits may vary based on account verification level (e.g., KYC tier). Higher-tier accounts typically enjoy elevated limits. Users are encouraged to complete identity verification to unlock full functionality.
How often are these limits reset?
Daily limits reset every 24 hours from the time of the first transaction. Monthly limits follow the calendar month cycle and refresh automatically on the first day of each month.
Can I request a custom limit increase?
For institutional clients or users with exceptional volume needs, customized solutions may be available through dedicated support channels. Standard retail users benefit from the updated baseline limits.
Are these changes permanent?
Yes. These updated thresholds have been in effect since January 11, 2022, and represent a permanent enhancement to the platform's infrastructure.
Why This Matters for Your Financial Strategy
Higher deposit and withdrawal limits mean more than convenience—they signal financial empowerment. Whether you're dollar-cost averaging into crypto or moving large positions between markets, having fewer restrictions gives you agility.
Lower minimums also make it easier for new users to enter the space without large capital commitments. Meanwhile, professionals benefit from predictable ceilings and faster settlement times across major payment networks like SEPA, FPS, NPP, and Interac.
Final Thoughts
The evolution of digital finance demands responsive, scalable tools. By increasing fiat wallet limits and reducing minimums for key currencies, we’re aligning with global trends toward faster settlements, broader accessibility, and stronger user sovereignty.
Whether you're based in North America, Europe, Asia-Pacific, or Latin America, these updates ensure your financial movements remain efficient and secure. As blockchain technology continues to converge with traditional banking, expect further innovations that bridge the gap between old and new economies.
👉 Start leveraging enhanced fiat gateways to optimize your digital asset workflow today.
Note: All hyperlinks to external resources and promotional content have been removed in compliance with guidelines. Only approved anchor links to https://www.okx.com/join/BLOCKSTAR remain for engagement purposes.