Coinbase Integrates Apple Pay for Buying Bitcoin, Dogecoin, and More via Onramp

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The U.S.-based cryptocurrency exchange Coinbase has taken a significant step toward mainstream adoption by integrating its Onramp payment service with Apple Pay. Announced on December 3, this update allows users to seamlessly convert fiat currency into digital assets like Bitcoin (BTC) and Dogecoin (DOGE) directly through their Apple devices. This move simplifies the onboarding process for new crypto users and strengthens the bridge between traditional finance and decentralized ecosystems.

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Seamless Apple Pay Integration with Onramp: Fast, Simple, and Cost-Effective

Coinbase’s latest enhancement enables users to purchase cryptocurrencies in seconds using Apple Pay, thanks to the integration with its proprietary Onramp solution. The service supports instant fiat-to-crypto conversions, making it ideal for mobile-first users who value speed and convenience.

One of the standout benefits is zero fees on USDC transactions. Whether converting fiat to crypto or withdrawing back to fiat via USD Coin (USDC), users can enjoy cost-efficient transfers without hidden charges. This is particularly valuable for frequent traders or those making smaller, regular purchases.

The integration leverages Apple’s secure authentication system—Face ID or Touch ID—ensuring that each transaction remains protected while maintaining a frictionless user experience. No need to manually enter card details or go through lengthy verification steps during purchase.

With this upgrade, Coinbase continues to refine the user journey, reducing technical barriers that often deter newcomers from entering the crypto space.

Buy Cryptocurrency Directly from Meme Coin Platform Moonshot

Beyond direct use on Coinbase, the Onramp + Apple Pay combo is now available through third-party platforms—including Moonshot, a popular meme coin trading platform. Users can now buy tokens directly within Moonshot using Apple Pay, with a weekly purchase limit of $500.

Notably, this process does not require additional KYC (Know Your Customer) verification, making it an attractive option for users seeking faster access to emerging digital assets without sharing sensitive personal information.

This partnership highlights a growing trend: decentralized and niche platforms leveraging trusted infrastructure (like Coinbase Onramp) to offer compliant, secure, and user-friendly onboarding tools. For meme coin enthusiasts, this means easier entry into speculative markets while still benefiting from regulated payment rails.

Given that over 60 million Americans currently use Apple Pay, according to recent data—with projections reaching 67 million by 2026—this integration taps into a vast, ready-to-serve audience. These users are already comfortable with mobile payments and are now one click away from owning their first cryptocurrency.

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Lowering Barriers: Coinbase’s Ongoing Mission to Simplify Crypto Access

This isn’t the first time Coinbase has partnered with Apple Pay. Back in 2021, users could link their Coinbase Card to Apple Wallet for spending crypto or purchasing assets via Apple Pay. However, the current integration goes further by embedding Onramp directly into the payment flow—eliminating intermediaries and enabling direct fiat-to-crypto purchases without needing a pre-funded account.

What sets Onramp apart is its scalability and compliance framework:

By offering a white-label solution, Coinbase empowers other platforms to provide regulated crypto purchases without building complex financial infrastructure from scratch. This positions Onramp as a foundational layer in the broader web3 onboarding ecosystem.

Moreover, simplifying access doesn’t mean compromising security. Every transaction via Apple Pay is encrypted and authenticated through Apple’s biometric systems, while Coinbase maintains robust backend monitoring to prevent fraud and money laundering.

Frequently Asked Questions (FAQ)

Q: Which cryptocurrencies can I buy using Apple Pay through Coinbase Onramp?
A: You can purchase major cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC), and USDC, among others supported by the platform.

Q: Is there a fee for buying crypto with Apple Pay?
A: While standard network and service fees may apply depending on market conditions, USDC-based transactions are fee-free when converting between fiat and crypto.

Q: Do I need to complete KYC verification every time I use Apple Pay?
A: If you're using Coinbase directly, standard KYC applies upon account setup. However, on partner platforms like Moonshot, you may bypass additional verification for purchases under $500 per week.

Q: Can I sell crypto back to fiat using Apple Pay?
A: Yes—users can convert crypto back to fiat through the Onramp service, with funds settled via linked payment methods. USDC transactions remain fee-free in both directions.

Q: Is this feature available outside the United States?
A: Currently, the Apple Pay integration is rolling out primarily in the U.S., but Coinbase plans to expand support to more regions in 2025 as regulatory frameworks evolve.

Q: How secure is buying crypto with Apple Pay?
A: Transactions are protected by Apple’s end-to-end encryption and biometric authentication (Face ID/Touch ID), combined with Coinbase’s real-time fraud detection and compliance protocols.

Looking Ahead: The Future of Mobile-First Crypto Onboarding

As smartphone usage dominates global financial interactions, the fusion of mobile wallets and crypto services becomes inevitable. Coinbase’s integration with Apple Pay signals a shift toward invisible finance—where buying digital assets feels as natural as ordering coffee or paying bills.

For developers and startups building in web3, tools like Onramp lower the technical burden of integrating compliant payment solutions. For everyday users, it means less friction, faster access, and greater confidence in exploring decentralized applications.

With over 67 million projected Apple Pay users in the U.S. alone by 2026, the potential for mass crypto adoption has never been closer. And with trusted names like Coinbase leading the charge, the path from fiat to crypto is becoming shorter—and smarter—than ever before.

👉 Start converting your everyday spending into digital asset growth now.

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