Buying Bitcoin with Apple Pay in 2025 is not only possible but increasingly seamless, thanks to the growing integration between digital wallets and cryptocurrency platforms. Apple’s secure, contactless payment system allows users to purchase digital assets as easily as they buy groceries or pay bills — directly from their iPhone, iPad, or Mac. This guide explores the best platforms that support Apple Pay for Bitcoin purchases, how the process works, and what to consider before making your first transaction.
Whether you're a beginner looking for a user-friendly entry point or an experienced investor seeking convenience, understanding how to leverage Apple Pay for crypto purchases can simplify your onboarding journey.
Why Use Apple Pay to Buy Bitcoin?
Apple Pay has become one of the most trusted mobile payment solutions since its launch in 2014. Its widespread adoption stems from its combination of speed, security, and ease of use. By linking a debit or credit card to your Apple device, you can make purchases using Face ID, Touch ID, or a passcode — all without exposing your actual card details.
When it comes to buying Bitcoin, Apple Pay offers several compelling advantages:
- Speed: Transactions are nearly instant.
- Security: Biometric authentication adds an extra layer of protection.
- Convenience: No need to manually enter card details or wait for bank transfers.
- User Experience: Ideal for beginners who want a smooth, intuitive process.
For new investors, Apple Pay serves as a bridge into the world of crypto — offering a familiar interface while introducing them to digital assets like Bitcoin.
👉 Discover how easy it is to start your crypto journey with fast, secure payments.
Top Platforms That Allow You to Buy Bitcoin with Apple Pay
Not all exchanges and wallets support Apple Pay, but several reputable platforms do. Below are the most reliable options tested and verified for usability, security, and transaction efficiency.
1. Kraken
Kraken, launched in 2013, is one of the oldest and most trusted centralized exchanges (CEX) in the crypto space. Known for its robust security measures and regulatory compliance, Kraken supports Apple Pay on iOS devices.
How to Buy Bitcoin with Apple Pay on Kraken:
- Open the Kraken app on your Apple device.
- Select “Buy” and choose Bitcoin (BTC).
- Enter the amount you wish to purchase.
- Choose Apple Pay at checkout and confirm the transaction via Face ID or Touch ID.
Fees & Limits:
- Trading fees range from 0.16% to 0.26%, depending on volume.
- Apple Pay transactions may incur additional payment processing fees.
- Daily purchase limits vary based on account verification level.
Pros:
- Strong security with 2FA, SSL encryption, and cold storage.
- Transparent fee structure.
- Supports over 176 countries.
Cons:
- Limited availability in certain U.S. states.
- Lower liquidity for some trading pairs.
2. Coinbase
Coinbase is one of the most beginner-friendly exchanges globally, serving over 73 million users. It supports Apple Pay for direct crypto purchases and is listed on NASDAQ, adding to its credibility.
How to Buy Bitcoin with Apple Pay on Coinbase:
- Open the Coinbase app on your iPhone.
- Tap “Buy” and select BTC.
- Choose Apple Pay as your payment method.
- Preview the transaction and confirm using biometrics.
Fees & Limits:
- Fixed fee of 3.99% for Apple Pay purchases.
- Additional spread fees may apply.
- Daily limits depend on account tier (up to $50,000 for verified users).
Pros:
- Extremely user-friendly interface.
- Offers staking rewards for select cryptocurrencies.
- High app store ratings (close to 5 stars).
Cons:
- High fees compared to other methods.
- Customer support has received mixed reviews.
- Apple Pay can only be used for buying crypto — not deposits or withdrawals.
3. OKX
OKX is a leading global exchange offering spot trading, derivatives, NFTs, and more across 300+ digital assets. It supports Apple Pay for quick fiat-to-crypto conversions and is known for low trading fees.
How to Buy Bitcoin with Apple Pay on OKX:
- Log in to the OKX app on your iPhone.
- Tap “Buy Crypto” and select BTC.
- Choose Apple Pay as the payment option.
- Confirm your identity via email and complete the purchase.
Fees & Limits:
- Standard trading fees: 0.08% (maker), 0.1% (taker).
- VIP users enjoy reduced or even negative maker fees.
- Apple Pay transaction fees depend on third-party processors.
Pros:
- Wide range of services including staking, margin trading, and DeFi access.
- Multiple payment options (bank transfer, card, Apple Pay).
- OKB token holders receive up to 25% discount on fees.
Cons:
- Not available in the United States.
- Some trading pairs have lower liquidity.
👉 Start trading Bitcoin with low fees and advanced tools today.
4. Crypto.com
Crypto.com is a Singapore-based fintech platform with over 50 million users. It offers a Visa card with cashback rewards and allows users to buy Bitcoin using Apple Pay.
How to Buy Bitcoin with Apple Pay on Crypto.com:
- Open the app and tap “Buy.”
- Select BTC and enter the amount.
- Choose Apple Pay and accept the service fee (2.99%).
- Confirm the purchase via Face ID.
Fees & Limits:
- 2.99% fee for card/Apple Pay purchases.
- Weekly limit: $750 (unverified) up to $100,000 (premium cardholders).
Pros:
- Fast, one-tap purchases.
- Offers passive income through staking (up to 14.5% APY).
- Integrated NFT marketplace and lending services.
Cons:
- High fees for small investors.
- Requires CRO token holdings for premium benefits.
5. MetaMask
MetaMask is a non-custodial wallet popular among DeFi users. While it doesn’t natively support Bitcoin, you can buy wrapped BTC (WBTC) directly through integrated third-party providers using Apple Pay.
How to Buy WBTC with Apple Pay via MetaMask:
- Open MetaMask on your iPhone.
- Tap “Buy” and select BTC (WBTC).
- Choose Apple Pay as payment method.
- Select a provider (e.g., Transak, MoonPay) and confirm.
Fees & Limits:
- MetaMask charges a 0.875% fee.
- Third-party providers add their own fees (often 2–5%).
- Daily limit: $400 per day.
Pros:
- Direct integration with DeFi apps and NFT marketplaces.
- Full control over private keys.
Cons:
- Not ideal for large purchases due to high fees and low limits.
- Risk of scams for inexperienced users.
6. Exodus Wallet
Exodus is a user-friendly Web3 wallet available on desktop and mobile that supports direct crypto purchases via Apple Pay through third-party partners like Ramp and MoonPay.
Key Features:
- Intuitive design with strong customer support (24/7 chat).
- Daily purchase limit: $5,000.
- External provider fees apply (typically 3–5%).
While convenient for beginners, frequent traders may find the costs prohibitive.
Is It Smart to Buy Bitcoin with Apple Pay?
For casual investors or those making small, infrequent purchases, yes — buying Bitcoin with Apple Pay is a smart choice due to its simplicity and security. However, active traders or high-volume buyers should consider alternative methods such as bank transfers or credit cards with lower fees.
Considerations:
- Higher Fees: Most platforms charge premium rates (3–5%) for Apple Pay transactions.
- Purchase Limits: Daily or weekly caps may restrict larger investments.
- KYC Requirements: Identity verification is required on most platforms, which may concern privacy-focused users.
If you value privacy and lower costs, decentralized exchanges (DEXs) or peer-to-peer marketplaces may be better suited — though they require more technical knowledge.
👉 Explore a platform that balances speed, security, and low-cost trading options.
Frequently Asked Questions (FAQ)
Can I buy Bitcoin with Apple Pay?
Yes, several platforms including Coinbase, OKX, Crypto.com, Kraken, MetaMask, and Exodus allow you to buy Bitcoin using Apple Pay directly from your iOS device.
Is buying Bitcoin with Apple Pay safe?
Yes, when done through reputable platforms. Apple Pay itself uses tokenization and biometric authentication, making it one of the safest ways to link your bank card for online transactions.
Are there fees for buying Bitcoin with Apple Pay?
Yes — most platforms charge a premium fee ranging from 2.99% to 5%, depending on the service provider and region.
Can I sell Bitcoin and receive funds via Apple Pay?
Currently, no major platform supports withdrawing fiat proceeds directly to Apple Pay. You’ll typically need to transfer funds to a linked bank account first.
Why do some platforms charge more for Apple Pay?
Payment processors like Simplex or MoonPay add markup fees for instant card transactions. These cover fraud prevention and processing costs.
What’s the best platform to buy Bitcoin with Apple Pay?
For beginners: Coinbase or Crypto.com
For low fees and advanced tools: OKX
For DeFi integration: MetaMask
Final Thoughts
Buying Bitcoin with Apple Pay in 2025 is a fast, secure, and accessible way to enter the cryptocurrency market — especially for newcomers. Platforms like OKX, Coinbase, and Kraken have streamlined the process, allowing users to go from zero to holding BTC in minutes.
While higher fees and purchase limits make this method less ideal for large-scale investing, its convenience cannot be overstated. As adoption grows, expect even broader support and improved cost structures across the ecosystem.
Always remember to store your Bitcoin securely — preferably in a hardware wallet or non-custodial solution — once you’ve completed your purchase.
Core Keywords: buy Bitcoin with Apple Pay, Apple Pay crypto, purchase BTC iOS, Bitcoin mobile payment, crypto wallet iPhone, fast Bitcoin purchase, secure crypto payment, digital asset onboarding