Managing your digital assets shouldn’t require juggling multiple wallets, platforms, or private keys. With the BitPay Wallet, users gain full control over their crypto across leading blockchains—all from a single, secure, and intuitive application. As a non-custodial (self-hosted) wallet, BitPay ensures that you—and only you—own your funds. Your private keys never leave your device, giving you true autonomy in the decentralized world.
Whether you're new to cryptocurrency or an experienced investor, BitPay simplifies how you buy, store, swap, spend, and explore Web3—all while supporting thousands of coins and tokens across major networks like Bitcoin, Ethereum, Polygon, Arbitrum, Optimism, Base, XRP, Litecoin, and more.
👉 Discover how to take full control of your crypto journey today.
Full Cross-Chain Management with Self-Custody
One of the biggest challenges in crypto is managing assets across different blockchains. BitPay solves this with seamless multi-chain support built into a single interface.
You can:
- Send and receive payments on Bitcoin, Ethereum, Polygon, Litecoin, Bitcoin Cash, Dogecoin, Arbitrum, Optimism, Base, and XRP networks.
- Import private keys from other self-custody wallets such as Metamask, Bitcoin.com, Blockchain.com, Edge, Electrum, OKX, Atomic, Uniswap, Coinbase Wallet, Exodus, Kraken, Phantom, and Trust Wallet.
- Maintain complete ownership—BitPay does not hold or access your funds.
This level of interoperability makes BitPay ideal for users who want flexibility without sacrificing security. By keeping your keys local and encrypted on your device, the wallet empowers true financial sovereignty.
A Truly Multi-Chain Experience
The BitPay Wallet stands out as one of the most versatile multi-chain wallets available. It supports not just major cryptocurrencies but also thousands of ERC-20 tokens and stablecoins.
Supported Blockchains:
- Bitcoin (BTC)
- Ethereum (ETH)
- Polygon (POL)
- Litecoin (LTC)
- Bitcoin Cash (BCH)
- Dogecoin (DOGE)
- XRP (XRP)
- Arbitrum
- Optimism
- Base
Popular Tokens & Stablecoins:
- Tether (USDT)
- USD Coin (USDC)
- DAI
- PayPal USD (PYUSD)
- Shiba Inu (SHIB)
This broad compatibility allows users to manage a diversified crypto portfolio in one place—no need to switch apps or compromise on functionality.
👉 Start managing all your crypto assets across chains with confidence.
Buy Crypto Easily at Competitive Rates
Getting started with crypto has never been easier. BitPay aggregates pricing from multiple providers to ensure you get competitive rates when purchasing digital assets.
You can buy:
- Bitcoin (BTC)
- Ethereum (ETH)
- USDT
- And hundreds of other top cryptocurrencies
Supported Payment Methods:
- Credit/debit cards
- Bank transfers
- Google Pay
- Venmo
- CashApp
- PayPal
Whether you're making your first $10 investment or scaling up your holdings, BitPay streamlines the onboarding process with fast execution and real-time price tracking. The built-in crypto tracker helps you monitor portfolio performance and stay updated on market movements.
Spend Crypto Like Cash in the Real World
Holding crypto is powerful—but spending it should be just as easy. BitPay turns digital assets into usable currency.
Use Crypto for Everyday Purchases:
- Pay at merchants that accept BitPay directly from your wallet.
- Buy gift cards from 250+ major brands like Amazon, Netflix, Spotify, Apple, and Uber.
- In the U.S., use crypto to pay bills such as credit cards, mortgages, car loans, and student loans.
This real-world utility bridges the gap between decentralized finance and daily life, making BitPay more than just a storage tool—it's a gateway to financial freedom.
Swap, Trade & Convert Across Chains
Flexibility matters in crypto. BitPay enables fast and low-cost swaps between supported tokens across chains.
Key Features:
- Exchange one cryptocurrency for another seamlessly.
- Perform cross-chain conversions with competitive fees.
- Access decentralized liquidity without leaving the app.
Whether you're rebalancing your portfolio or taking profits during a market surge, BitPay makes trading accessible—even for non-experts.
And when it's time to cash out?
- Sell BTC, ETH, or other cryptos directly from your wallet.
- Withdraw proceeds to your bank account, debit card, or PayPal.
- Convert crypto to fiat instantly in your local currency.
Explore Web3 and Connect to dApps
The future of the internet is decentralized—and BitPay puts you right at the center of it.
With built-in dApp browser support, you can:
- Connect to popular decentralized applications.
- Interact with DeFi protocols, NFT marketplaces, and play-to-earn games.
- Experience Web3 without compromising security.
Your private keys remain under your control at all times. No third party ever accesses your data—ensuring privacy and protection as you explore the evolving digital landscape.
Security You Can Trust
Security isn’t an afterthought with BitPay—it's foundational.
Key Security Features:
- Private keys stored locally on your device (never on servers).
- Biometric authentication (fingerprint or face ID).
- Optional passcode encryption.
- Support for multi-sig wallets (personal or shared).
- Fully open-source codebase—auditable by developers and users alike.
Because the wallet is open source, its transparency builds trust. Anyone can inspect the code for vulnerabilities or backdoors. There’s no forced email registration—your identity stays private.
This combination of usability and ironclad security makes BitPay a top choice for both beginners and advanced users.
Why Millions Choose BitPay
BitPay has become a trusted name in the crypto space for good reason:
- It’s user-friendly yet packed with advanced features.
- It supports a vast range of chains and tokens.
- It enables real-world spending power.
- It prioritizes security and user privacy.
From simple Bitcoin storage to complex multi-chain management, BitPay grows with your needs.
Frequently Asked Questions (FAQ)
Q: Is BitPay Wallet really non-custodial?
A: Yes. BitPay is a self-hosted wallet—your private keys are generated and stored only on your device. No third party, including BitPay, can access your funds.
Q: Can I use BitPay outside the United States?
A: Absolutely. While certain features like bill payments are U.S.-only, core functions such as buying, storing, swapping, and sending crypto are available globally.
Q: How do I import my wallet from Metamask or Trust Wallet?
A: Simply use your 12- or 24-word recovery phrase during setup. BitPay supports importing from most major self-custody wallets.
Q: Are there any fees for using BitPay Wallet?
A: The app itself is free. Network fees apply when sending transactions or swapping tokens—these go to blockchain miners/validators, not BitPay.
Q: Does BitPay require KYC to create a wallet?
A: No. You can create a wallet instantly without providing an email or personal information. KYC may apply only when buying crypto via third-party providers.
Q: Can I earn interest or stake crypto in BitPay Wallet?
A: Currently, staking and yield-generating features are not built-in. However, you can connect to external dApps that offer these services.
Take Control of Your Financial Future
The BitPay Wallet isn't just another crypto app—it's a complete financial toolkit designed for the modern digital era. From secure self-custody to real-world spending and seamless cross-chain swaps, it empowers users to fully embrace the potential of decentralized finance.
Whether you're looking to buy your first Bitcoin, manage a diverse portfolio across Ethereum and Layer 2 networks, or simply spend crypto like cash—BitPay delivers a smooth, secure, and scalable experience.
👉 Unlock the full potential of multi-chain crypto management now.
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